Bank Statement for Visa: The ₹5 Lakh Myth and Real Requirements

There is no universal ₹5 lakh requirement. No country publishes a single number. What matters is whether your balance, income, and trip costs form a coherent story.

The real calculation: can you afford the trip? Does your balance match your income? Will you have stability after the trip? A ₹3 lakh balance for a ₹1 lakh trip looks healthy. ₹1.2 lakh for the same trip raises questions.

Pattern matters more than amount. Steady ₹50K salary credits over 6 months is stronger than a ₹5 lakh lump sum last week.

Red flags: sudden large deposits, multiple cash deposits, balance that drops to zero then spikes, transactions not matching declared income.

Always provide 6 months (even when 3 is minimum). Include FDs, MF statements, PPF. House of Visas reviews statements for red flags before submission.

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