Travel Insurance for Visa: Required Countries, Cheapest Policies 2026

Mandatory for Schengen (minimum €30,000). Strongly recommended everywhere else.

Schengen requirements: medical emergencies, hospitalisation, surgery, repatriation, full trip duration + 2 days, all 29 states.

Cheapest compliant policies: Bajaj Allianz from ₹500/week, ICICI Lombard from ₹600, Tata AIG from ₹700.

For frequent travellers: annual multi-trip ₹3-5K covers unlimited trips up to 90 days each.

Claim settlement ratio matters: Bajaj and ICICI >90%. Cheap insurers <70%. The ₹200 saved isn’t worth rejected claims. House of Visas arranges compliant insurance at ₹750 as standard.

Apply with House of Visas — houseofvisas.com